Are you self-employed … and are you contributing to your Super?
If you are a small business owner, then you probably already know that you often neglect paying yourselves Super – why is that?
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MATTHEW LOVELACE
Bookkeeper
Matthew joined Phillipsons in April 2025 as a Bookkeeper, bringing a diverse background across distribution management, plumbing supplies, and remote bookkeeping for a tool and industrial supply business. Prior to that, he spent eight years in the hydraulic engineering and supply field, developing strong analytical and problem-solving skills.
Currently undertaking a Certificate IV in Bookkeeping and Accounting, Matthew enjoys the investigative side of his role—identifying issues within client files, understanding why they’ve occurred, and finding effective solutions.
Outside of work, Matthew is a dedicated volunteer with the Sale Fire Brigade and an active member of the Red Knights Motorcycle Club, helping organise community events like the annual Sale Toy Run. He also enjoys riding his motorbike, working on home renovations, and spending time with his children.
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LIAM BYRNE
Advisor Support
Liam joined Phillipsons in June 2025 as Advisor Support. He is currently completing a Bachelor of Business (Finance), with graduation expected in November, and plans to pursue further postgraduate studies to expand his expertise in financial planning.
Prior to joining Phillipsons, Liam gained valuable experience in paraplanning and completed a financial advisory internship, which helped build a strong foundation in client service and financial strategy.
Liam enjoys the relationship-building aspect of his role, especially the opportunity to work closely with clients and support them in achieving their financial goals.
Outside of work, he’s passionate about local soccer, snowboarding, travelling, and spending time with friends.
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FIONA GARDINER
Bookkeeper
Before joining Phillipsons, Fiona spent over 30 years running a small mechanical business with her husband. This rewarding experience gave her a deep understanding of business operations and management. During this time, she also worked for a Big 4 bank, sparking her interest in the finance sector. Balancing these roles allowed her to develop a unique skill set that combines practical business knowledge with financial expertise.
Now a dedicated bookkeeper at Phillipsons, Fiona’s extensive experience in the financial sector has led her to a new and exciting area that she thoroughly enjoys. She finds great satisfaction in helping others navigate financial challenges, an area many find difficult. Her background equips her with the tools and knowledge to provide valuable assistance and support to those in need.
When she’s not working, Fiona loves spending time in her garden, pottering around and enjoying the simple pleasure of smelling the roses.
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COURTNEY McDONALD
Bookkeeper
Courtney has seamlessly integrated into the Phillipsons team, thriving on collaboration to meet clients’ unique financial needs. She loves finding solutions and assisting with bookkeeping challenges.
Her background in the dairy industry, combined with a Certificate III in Agriculture and Dairy Production and an aptitude for numbers, paved the way for her successful transition to bookkeeping. Courtney’s analytical skills and passion for helping others make her a dedicated bookkeeper, committed to positively impacting her clients’ financial lives.
Outside of work, Courtney is the secretary of the Gippsland Deer Stalker Association and enjoys hunting, camping, and fishing. She also plays for the Latrobe Valley hockey team, traveling to Melbourne for matches.
Courtney’s blend of expertise and personal interests makes her an invaluable asset to the Phillipsons team.
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LAYLA WILLIAMS
Accountant
Layla’s journey is a testament to the power of following one’s passion and the importance of family ties. Her transition from Tooradin to Phillipsons reflects a heartfelt decision to be geographically closer to her loved ones.
Her affinity for numbers and diligent work in administration laid the foundation for her pursuit of a deeper understanding of accounting. Layla’s enrollment in Deakin University’s Bachelor of Commerce program marks the beginning of a promising career path, where her dedication to client success and financial acumen can truly shine. At Phillipson’s, Layla’s meticulous attention to detail in tax and financial matters is not just a professional asset but a valued trait that resonates with the ethos of the Agri Group.
Outside of her professional endeavors, Layla’s engagement with the Woodside Netball Club and her explorative spirit on weekends speaks volumes about her commitment to a balanced life, cherishing both personal growth and community connection.
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KATE BURGE
Accountant
BComm BAgrSc
Originally hailing from Melbourne, Kate pursued her studies at La Trobe University in Bundoora, earning degrees in Agricultural Science and Commerce with a major in Accounting.
Kate joined Phillipsons to leverage both of her degrees while contributing to a collaborative team environment. She finds great fulfillment in being part of her clients’ journeys and witnessing their successes.
Highly motivated and organised, Kate has a strong interest in financial accounting and is eager to develop her skills in management accounting.
Her primary focus is on dairy farming, although she also has a background in wool and prime lamb enterprises. Overall, Kate enjoys exploring all facets of the agricultural industry, including unique areas like camel dairies.
In her free time, Kate loves horseback riding in the bush, nurturing her vegetable garden, and caring for her diverse array of animals, which includes alpacas, geese, chickens, dogs and horses.
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FELICITY NICOLACI
Accountant
Felicity joined Phillipsons in 2023 after growing up in Maffra and is currently pursuing a Bachelor of Commerce at Deakin University.
She has always had a natural affinity for numbers, finding joy in all things accounting and mathematical.
At Phillipsons, Felicity appreciates the variety her role offers, as each day presents new challenges and opportunities to assist unique clients.
In her free time, she enjoys spending weekends with family and friends and exploring new destinations through travel.
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BELLA DICORLETO
Accountant
Bella’s addition to the team in July 2023 brought a fresh perspective with her passion for mathematics and numbers. As she pursues her Bachelor of Commerce at Deakin University, her local roots and academic interests have her well placed to assist the team with a unique blend of theoretical knowledge and practical insight.
Bella’s enthusiasm for helping clients is matched by her love for the outdoors, where she rejuvenates by camping in the high country and spending quality time with friends.
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KATHY STEPHENSON
Service Manager
Business Solutions
Business Solutions
Kathy joined Phillipsons in July 2023 and plays a key role as Service Manager within the Business Solutions Team. She brings over 30 years of broad experience across the banking, legal, and education sectors, combining deep administrative expertise with a strong commitment to client service.
Her career has included a wide range of responsibilities, from frontline customer service and branch management to administrative leadership and executive support. Prior to joining Phillipsons, Kathy spent several years managing administration in a primary school setting, further enhancing her skills in coordination, communication, and team support.
At Phillipsons, Kathy is a key point of contact for clients, assisting with queries and ensuring a smooth onboarding experience. She provides essential support to the Business Solutions team and across the wider office.
Kathy enjoys helping clients find tailored solutions and appreciates the variety her role offers. She values working alongside supportive and professional colleagues who bring both expertise and a sense of fun to the workplace.
Outside of work, Kathy enjoys spending time at the beach, camping, and connecting with family and friends.
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FIONA JAZOWNIK
Service Manager
Agri Group
With more than 30 years of senior and executive administration experience, Fiona brings a wealth of expertise to her role as Service Manager of the Agri Team. Over the course of her career, she has held positions including Area Manager, Team Leader, and Executive Assistant, where she developed strong skills in planning, time management, and organisation.
Fiona is highly skilled in analysing information with precision and prioritising administrative tasks around clearly defined outcomes. She ensures responsibilities are managed in alignment with those objectives, delivering efficiency, accuracy, and professionalism across her team and within Phillipsons as a whole.
Outside of work, Fiona values time with her family and friends, which remain her greatest passions.
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Andrea Killeen
Bookkeeper
With a background in dairy farming, beef production and board governance, Andrea brings valuable expertise to our BetterBooks team. She has served on the boards of Southern Rural Water, GippsDairy and the Macalister Demonstration Farm.
In her spare time Andrea is a passionate traveller who enjoys exploring new places.
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HOLLY FLEMING
Financial Advisor
BCom (Acc), DipFinPlan
BCom (Acc), DipFinPlan
Holly has been working in the financial services sector for over 10 years and joined Phillipsons in November 2022.
Holly holds a Bachelor of Commerce, majoring in Accounting, and a Graduate Diploma of Financial Planning. She enjoys working closely with clients to deliver personalised financial advice, including strategy development, product research, and financial modelling.
Holly supports clients through the implementation of agreed strategies and provides ongoing reviews to help them stay on track and achieve their financial goals.
Outside of work, Holly’s biggest joy comes from spending time with her family on their farm, attending local football games, reading books, and socialising with friends.
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CINDY KNEE
Bookkeeper
Cindy has always had a love for working with numbers and is currently undertaking Certificate IV in Accounting and Bookkeeping.
Cindy joined our team after finding an opportunity where she could combine her two passions of working with numbers and helping fellow farmers. In particular Cindy thoroughly enjoys solving bookkeeping problems for our clients.
Outside of work Cindy enjoys spending time with family, camping, travelling and helping out on the farm.
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SIMON HARRISON
Client Service Support
Simon joined Phillipsons in 2022 part time, with a Bachelors Degree in Management/Computers and a Certificate IV in Training & Assessment.
Simon enjoys helping the team with their busy day-to-day activities. With a passion for problem solving and a logical approach, Simon takes challenges in his stride.
Away from the office Simon enjoys all aspects of basketball, having umpired and played at a high level, as well as coaching juniors. These days Simon is busy taking and watching his 3 sons play basketball for Sale.
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TANJA CHRISTENSEN
Bookkeeper
Tanja has worked in the accounting industry for more than 20 years. Progressing through the ranks over the years from Receptionist right through to Practice Manager.
This experience has provided Tanja with a deep knowledge and appreciation of what it takes to be successful in business and also great understanding of client needs.
Tanja enjoys being an integral part of a successful business and finds it extremely rewarding knowing you are providing your clients with a value-added, stress free experience.
For Tanja becoming a professional bookkeeper for Phillipsons has seemed like a natural progression, giving her the opportunity to put all of the knowledge and skills gained over the years into practice in order to continue helping local businesses achieve their goals.
Having grown up on a farm, Tanja was fortunate to be able to nurture her love of animals and nature. Her favourite pastime is spending time with their 2 Maremmas (dogs) and family of Magpies that come for a nightly visit.
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JANE TYLER
Bookkeeper
Jane joined Phillipsons in 2022 and has worked in the finance industry for over 30 years.
Jane’s experience in banking, cash logistics, corporate finance, courier service and the gaming/entertainment industry, gives her a great understanding and knowledge to work with a variety of business clients. In particular Jane loves helping clients solve their reconciliation issues.
Away from work Jane relishes opportunities to connect with family, swimming and has a knack for finding great bargains at Op Shops.
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CAMRYN ROBERTS
Accountant
Camryn joined Phillipsons in 2022, having completed Certificate IV in Accounting and Bookkeeping, Camryn is now undertaking a Batchelor of Commerce through Deakin University. She is proficient in several online accounting packages.
Camryn has always enjoyed working with numbers and gets great satisfaction working with clients to alleviate their stress regarding their books.
Away from the office Camryn enjoys playing netball, exploring new places and spending quality time with friends and family.
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KYLIE BAXTER
Human Resources Manager
Kylie is a highly motivated, enthusiastic and approachable Senior Human Resources Professional with consulting experience across a broad range of industries including: construction and engineering, health, local government, FMCG, retail, education, transport, oil and gas, automotive, telecommunication and printing industries.
Kylie has excellent people skills and can relate to people from all organisational levels and diverse backgrounds. Her strong leadership skills, excellent facilitation, coaching and problem solving skills combine well with her all round natural and warm consultative style. With a high level of emotional intelligence, Kylie enjoys effectively engaging with and developing trusted working relationships with her colleagues and various client groups. This is often whilst dealing with the challenges of sensitive people issues in highly charged, emotional and challenging work environments.
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BRIDGET CORCORAN
Client Service Support
Bridget joined our team in 2022, bringing extensive experience across retail management, administration, and advertising.
As part of the Financial Planning team, she provides client service support, assisting with the day-to-day administration of client portfolios, coordinating documentation, and supporting ongoing reviews and service needs. Her organised approach helps ensure processes run smoothly and clients feel well supported.
Bridget enjoys exploring Gippsland’s local markets and values the sense of community they offer. Outside of work, she keeps busy with family life but still makes time for her creative pursuits and enjoys unwinding in her garden, reconnecting with nature.
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ANGIE DERHAM
Accountant
Angie has been a valued member of our team for nearly 20 years. She enjoys working closely with clients in the Agri team, building strong relationships and supporting them with practical, down-to-earth advice.
With a background rooted in agriculture—having grown up on a stud beef farm—Angie firmly believes you can never take the country out of a farm girl.
Outside of work, Angie leads a busy life with her family and her second career as a fitness instructor.
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SANDRA HOWARD
Reception – Sale / Client Service Support
Sandra has been the smiling face of Phillipsons since 2005. Having worked in customer service roles before, Sandra loves meeting our clients and assisting them with their needs either by phone or in person.
When not at work, Sandra enjoys spending time with her family, and just relaxing.
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SUSAN MATTSON
Payroll Coordinator
Dip Human Resource Management
Susan has been with Phillipsons for over 20 years. Susan’s wealth of experience in human resource management, payroll, creditor management and board secretarial support is valued by both Phillipsons and also our clients when the need arises.
Susan is keenly involved in our social activities and outside of the office she enjoys lawn bowls, cruising the high seas, cycling and spending quality time with her family.
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MICHELLE DEL BUSSO
Business Development & Marketing Manager
Tackling the marketing needs for the office, event management and supporting the Directors with business development is all in a day’s work for Michelle.
Michelle enjoys the creative challenges her role provides and brings enthusiasm and drive to everything she does.
Outside the office Michelle enjoys getting away with her family and equestrian pursuits when time allows.
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RENEE MATTSON
Service Manager – SMSF (Sale)
Renee is kept busy providing administration support to the Superannuation team. In particular Renee assists preparing tax reports, collating client information, lodgements and a variety of client paperwork.
Renee enjoys interacting with clients and gets a great deal of satisfaction providing them with excellent and efficient service.
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TRACEY GORDIJN
Associate & Self Managed Superannuation Specialist
CA
Tracey has been a dedicated professional adviser for more than 20 years. As an Associate with Phillipsons, Tracey works with clients entering or already controlling a self-managed super fund and provides specialist advice for personal estate planning.
Tracey is passionate about both superannuation and estate planning, seeing it as key to fulfilling retirement and life goals. Tracey’s focus is to establish the pathway to achieving a clients estate planning wish list and ultimately provide peace of mind. A comprehensive estate plan protects your assets and provides for family in the event of incapacitation or death.
Our approach to estate planning also ensures that ‘estate’ and ‘non-estate’ assets (including superannuation, life insurance, jointly owned assets and assets owned in a trust or companies) are carefully planned and documented. All this goes a long way in achieving peace of mind that, upon passing, clients may continue to look after the people who matter most.
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KATRINA VAN GUNST
Principal, Financial Advisor & SMSF Specialist Advisor™
MFinPlan, AFP®
Katrina joined the Phillipsons team in 2006 and has grown through many roles over the years. She is one of our senior financial planners and a Principal of the firm.
Katrina holds a Masters degree in Financial Planning; she is an AFP(R) member of the Financial Planning Association of Australia and an accredited SMSF specialist advisor with the SMSF Association.
Katrina is dedicated to assisting clients successfully navigate through all of life’s important transitions with tailored personal advice to help them stay on track and achieve the lifestyle they desire. She is passionate about helping clients develop a plan …. ‘stay the course’ – reach their goals and maintain financial wellbeing with professional advice, education, support and behavioural management
When Katrina is not working with her clients or the Financial Planning team she enjoys peaceful dinners with her husband and two sons, loud music, listening to Podcasts, watching Netflix, walking in Nature and endless cups of tea with family and friends
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JAYDEN ALLISON
Principal – Financial Advisor
CFP®, MFinPlan, BCom (Eco&Fin)
CFP®, MFinPlan, BCom (Eco&Fin)
Jayden joined Phillipsons in January 2019 and has been providing advice since October 2016. As of December 2024, Jayden became an equity holder in the practice.
Jayden holds the Certified Financial Planner CFP® designation and a Masters Degree in Financial Planning. As well as a Bachelors Degree majoring in Economics & Finance.
Jayden is dedicated to servicing the clients with a highly personalised approach in navigating life’s key milestones. Jayden specialises in servicing the needs of SME/Business clients and providing them with solutions to maximise their overall wealth position – by working alongside other trusted professionals such as Accountants, Lawyers, Mortgage Brokers and Consultants.
Outside of work, Jayden enjoys time with his wife & young family. As well as being a lover of most sports, Jayden enjoys watching from the sidelines these days, with the occasional round of golf.
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SELENA LANGSTAFF
Bookkeeper
Selena joined our team at Phillipson’s in 2009, after working in the accounting industry since 2003. Selena has a Certificate IV in Financial Services and Certificate III in Business Administration.
With a strong motivation to getting clients organised, extensive knowledge and experience, her business plan is tailored to our clients individual needs for their business.. Selena has experience in a number of bookkeeping programs including Reckon, MYOB, QBO, Xero, Banklink and Cashflow Manager.
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FELICITY TATTERSON
Bookkeeper
Felicity has a wealth of experience, with over 30 years working as a bookkeeper. Having grown up in a Timber Industry Family, originally working for her father’s business as his office manager.
Felicity is appreciated for her attention to detail. She understands the value of timely reporting and prides herself on maintaining the highest levels of accuracy, process and client delivery. She has always loved the opportunities bookkeeping has provided in working with a lot of different industries and a variety of people.
Outside the office Felicity is kept busy with her children’s many sporting activities and says she is most happy just home spending time with her family.
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DAVID JACOBS
Bookkeeper
With more than 20 years of experience in the banking industry, David brought a wealth of knowledge to the Phillipsons team when he joined in 2019.
His expertise in business banking and reporting delivers valuable insight and strong outcomes for clients. Known for his attention to detail and approachable nature, David is always willing to help—going above and beyond, no matter how big or small the bookkeeping challenge.
David enjoys keeping fit and healthy, running the odd marathon and coaching karate.
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LISELOTT WEBSTER
Bookkeeper
B.Bus
Liselott has a wealth of experience working in the Agri sector. As a family farm owner herself Liselott understands the needs of clients and has a real insight of value added services.
Outside the office Liselott enjoys family time, working on the farm and seeking out family adventures.
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BERNIE SMITH
Client Service Support
Team assistant, Bernie, is always keeping the team on track.
Tackling all aspects of team and client administration, Bernie is often the first port of call for client queries, and manages the flow of information into the office, as well as the delivery of services to our clients.
Bernie is just a phone call away and eager to assist with any aspect of our service to you.
Outside the office Bernie enjoys travelling, reading and pottering in the garden.
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KELLY GRAY
Bookkeeper – Team Leader
Kelly brings years of experience in running her own farm to the team and together with the accounting career she started after leaving school is a valuable combination.
Many businesses have to meet demands day to day and being organised and on top of the bookwork is the key – this is Kelly’s goal.
Kelly relaxes outside of work catching up with family and friends.
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SARAH MONASH
Associate – Accountant
CA BBus
Sarah is a Chartered Accountant. With experience in audit roles, Sarah has an eye for detail and understands the importance of strong financial controls in business and applies this knowledge to the clients she works with.
Sarah is keenly involved in local football/netball competitions, taking on roles in these community organisations.
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HAYDEN KING
Associate – Accountant
CPA B.Bus
CPA B.Bus
Hayden has been a dedicated member of the Agri Group since 2018.
A lifelong Gippslander, Hayden discovered his passion for working on the land at an early age. Right after finishing school and earning his Business Degree, he established his own stud cattle business.
Hayden is deeply committed to helping clients in the agricultural sector, an area where his passion truly shines. With a strong background in business and accounting, he brings valuable financial expertise to his role. Hayden excels in budgeting, forecasting, and cost management, ensuring his clients receive comprehensive support in managing their agricultural enterprises.
Most weekends, you’ll find him working on his cattle stud with his wife, Amy.
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COLIN WRIGHT
Principal
CA B.Bus
A Phillipsons Principal and the Agri team leader, Colin has always had a passion for farming.
Born on the land, he completed a Bachelor of Business at Swinburne University before commencing his accounting career.
With more than three decades of experience, Colin specialises in rural accounting and management and particularly enjoys visiting clients on the farm to discuss how they can optimise production and profits.
Areas of expertise:
- Benchmarking
- Succession planning
- Tax planning
- Budgeting
- Cash flow management
- Dairy
- Beef
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ABE SCHUBACK
Principal
CPA B.BusCom
Abe is a Principal of Phillipsons, having joined the team over 20 years ago, during that time Abe has developed and is sought after for his exceptional technical and advisory skills within the Agri Group.
His dedication and commitment have undoubtedly contributed to the success of countless projects and clients over the years.
Abe focuses on assisting clients with the development and growth of their businesses, understanding that it is only with good financial management systems that business owners can make informed decisions.
Areas of expertise:
- Primary Production
- Small Business Entities
- Business Advisory Services
- System Implementation & Bookkeeping Integration (Xero)
- Budgeting & Forecasts (KPI Benchmarks & Figured)
- Tax Planning
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SARAH PARTRIDGE
Accountant
CA BAcc
Sarah has a broad knowledge of accounting and taxation matters and understands business operations and needs.
Sarah has a friendly, caring attitude and is meticulous in ensuring that the accounting and taxation requirements of the client is done in an easy and stress free manner.
Away from the office Sarah enjoys spending time with family and friends and training her dogs.
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JOHN WALKER
Accountant
Having lived and worked in the area his entire life John is a familiar face to many people. When meeting with clients his first-hand experience of working in local industry for over 3 decades is often a valuable asset (to use an accounting term!)
John enjoys horse races, fishing, and hunting, and his weekend “hobby” in the warmer months is cooking for groups on horseback tours in the local mountains. His experience with horse races also provides good training in calculation and treatment of losses.
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CONNIE ROWLEY
Principal
CA B.Bus
Connie is a Principal and Chartered Accountant, joining Phillipsons in 2014. Having been around small business all her life, Connie has a profound insight and expertise to assist clients in navigating the challenges they face, across all stages of the business life cycle.
Whether it is working on complex tax solutions, or establishing finance systems for a large scale business, Connie has a breadth of knowledge to tackle any assignment. With a particular interest in working with businesses in their growth from infancy to maturity, Connie enjoys partnering with her clients in achieving their goals.
Away from work, Connie is involved in local sporting groups, and enjoys time spent with family and friends, particularly if it involves cricket or camping.
AREAS OF EXPERTISE:
- Business Taxation
- Capital Gains Tax
- New business establishment
- Business Advisory Services
- NDIS support work industry
- Tax Planning
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GLENN INGRAM
Principal
CA B.BusCom
Glenn is a Principal and Chartered Accountant. Having partnered with hundreds of SME’s for over 25 years, Glenn provides leadership and professionalism to guide clients through a dynamic and changing business environment.
Glenn has expertise in a wide variety of corporate business structures and functional areas, and has a passion for the philanthropic sector.
With a large family and a small hobby farm, Glenn is a busy man both in and out of the office.
AREAS OF EXPERTISE:
- Corporate Taxation
- Mergers & Acquisitions
- Business structures
- Financial Modelling
- Business Valuation
- Not-for-Profits
- Capital Gains Tax
- Salary Packaging & FBT
- Business advisory
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BRENT BUTCHER
Principal & Self Managed Superannuation Specialist
CPA B.Bus
A Principal of the firm since 2012, Brent is our superannuation specialist, having dedicated his career to self‑managed super since 2003. Backed by broad expertise in tax and business management, he supports clients across the full spectrum of financial needs, guiding them confidently through every stage of the superannuation journey—from initial setup through to retirement and beyond.
Brent is passionate about helping clients make sense of an ever‑changing superannuation landscape and takes pride in providing clear, strategic advice to help them achieve their long‑term retirement goals.
When he’s not in the office, Brent is busy keeping pace with his children’s sporting commitments or enjoying a shared family passion for thoroughbreds.
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BRENDAN SHEPHERD
Principal
CA FCA B.Bus
Brendan, a Principal of Phillipsons, has been providing tax and business services to clients in Gippsland for over 30 years.
Brendan enjoys building strong relationships which enable him to add value at every level of a clients financial affairs.
Outside of the office Brendan enjoys getting out in the garden with endless landscaping projects and spending time with family.
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KURT BEST
Principal – General Manager
The General Manager, a Principal, and CPA, Kurt has a long history with Phillipsons, acting as accountant and business advisor to a cross section of clients across Melbourne and Gippsland.
Kurt oversees systems and personnel to ensure a consistently high level of service is delivered across all teams.
Kurt regularly writes for national magazines on business and financial software reviews.
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